synovus bank credit card pre approval
The pre-qualifying application on the bank’s website allows you to sign in to your account to get automatic credit card offers. 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%. Our credit card offers reward points that can be used towards air, merchandise, gift cards, and more. Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. I understand that this is not an application for credit and prequalification indicators do not guarantee I will be approved by the credit card issuer. Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases. For example, if you earn 35,000 Miles, you get 70,000 Miles. SSI is a subsidiary of Synovus Financial Corp. and an affiliate of Synovus Bank, and STC is a subsidiary of Synovus Bank. You can call us at 1-888-SYNOVUS (1-888-796-6887) or make your request in writing to: Card Services These could include rewards cards and low-interest cards that offer all of the bells and whistles you’d expect in a credit card. Earn 50,000 bonus points after spending $4,000 within 3 months of account opening. Like most issuers, Chase offers a simple pre-qualifying form to help you in your research. Synovus Bank has a great offer of credit cards for bad credit. Those cards could include the popular Simplicity offering, or maybe another of our top-rated choices listed below. That's $750 when you redeem through Chase Ultimate Rewards®. Pre-approved credit cards are offers made by credit card companies that indicate you will have a high likelihood of approval if you apply. Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card - accepted at millions of merchant and ATM locations worldwide and online. Choose the credit card with the benefit right for you. American Express allows you to view your pre-qualification status online. Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. Credit Card are issued by Synovus Bank, 1111 Bay Avenue, Columbus, GA 31901 which is also the creditor for credit card accounts. Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms. Discover is one of the fastest-growing credit card issuers in America, thanks to its top-notch customer service ratings. They use their filters to decide which consumers might meet their minimum standards for approval. Advertiser Disclosure: The personal finance offers that appear on this site are from advertisers from which cardbenefit.com receives compensation. If changes to any of these have occurred since the issuer last evaluated your file, you could face denial despite prior pre-approval. Per response by MOD Remedios below, I have added links - (LATEST additions at the top). Comenity Bank is a major credit card company that has 93 credit programs for many top U.S. retail stores, focusing heavily on store-branded credit cards. Press Release Axis Bank introduces Instant Credit Cards for pre-approved customers Virtual credit card can be availed instantly after authentication and will be active for transactions Customers can check their eligibility on Axis Pay app to obtain the credit card Mumbai, September 17, 2018: Axis Bank, India’s third largest private sector The First Progress Platinum Elite MasterCard® Secured Credit Card, First Progress Platinum Select MasterCard® Secured Credit Card, First Progress Platinum Prestige MasterCard® Secured Credit Card, Citi® Double Cash Card - 18 month BT offer, Blue Cash Preferred® Card from American Express, Bank of America® Cash Rewards credit card, American Airlines AAdvantage MileUp℠ Card, Bank of America® Premium Rewards® credit card, U.S. Bank Altitude Go Visa Signature Card, Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today, Receive Your Card More Quickly with New Expedited Processing Option, No Credit History or Minimum Credit Score Required for Approval, Full-Feature Platinum MasterCard® Secured Credit Card. The bank has more than 83 million cards in circulation as of 2018. If you have an existing credit card balance that’s only growing because of interest charges, Citibank may have the solution to help you knock the debt out faster and more cheaply. Credit card pre-qualification, also called pre-approval, is a great way to get a feel for your chances of being approved by a particular issuer. Get 75% more cash back on every purchase when you're a Preferred Rewards for Business Platinum Honors tier member. When you need a credit card product, you will be able to find what you need from this bank. And what’s even better, pre-applying for a credit card using one of these applications won’t hurt your credit rating. Discover will automatically match all the cash back you’ve earned at the end of your first year! Not only will you need good-to-excellent credit for Chase to consider your application, but you’ll also have to pass the issuer’s 5/24 rule. 1. CardRates.com does not include the entire universe of available offers. That’s why pre-qualifying applications are helpful — when used with caution. That may seem harmless enough, but if you accrue several of these marks on your credit file, lenders may see you as a higher credit risk. The OpenSky® Secured Visa® Credit Card is a rarity even among secured credit cards, in that it allows you to qualify without a bank account or any kind of credit … While most credit card issuers arm wrestle with each other to see who offers the richest rewards, Citi has quietly built a reputation for offering cards that help consumers eliminate debt fast while reducing interest fees and other charges. © 2021 CardBenefit, Inc. All Rights Reserved. Plus, deposit more money before your account opens to get a, Access to an authorized bank account is required to make your $49, $99 or $200 refundable security deposit, Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements), Monthly reporting to the three major credit bureaus, See if you’re Pre-Qualified without impacting your credit score, Pre-qualifying today will not affect your credit score. The service marks and trademarks used herein belong to their respective owners. Redeem Miles for cash in any amount to pay your bill, including your minimum payment. But more than that will affect your score. 100% U.S. Based Customer Service available any time. Every reasonable effort has been made to maintain accurate information, however all credit card information is presented without warranty. Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. On the other, it could give you a false sense of confidence that you’ll receive a specific card that you may not otherwise qualify for. If you’re looking for rewards, you may decide to pre-apply with Chase or Discover. To earn cash back, pay at least the minimum due on time. Not only will it give you a clearer picture of your finances, but it’ll keep those pesky inquiries at bay. No Impact to Your Credit Score Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History, Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application, Just Pay Off Your Balance and Receive Your Deposit Back at Any Time. Guaranteed approval credit cards are best avoided. Pre-Qualify Now! Just remember that Capital One limits consumers to only two cards from the issuer, so if you already have a pair of the company’s cards, you’ll likely receive a rejection for any application you submit. Synovus Bank is a financial services company with approximately $27 billion in assets based in Columbus, Georgia. Make certain that your reports are up-to-date and only display accurate information before applying for a new credit card. The brief application requires basic information to identify the applicant — name, address, date of birth, and Social Security number. For those in the market for a Chase credit card, it can be nerve-wracking to fill out an application wondering if you’ll be approved.Many of the most popular Chase cards are limited to applicants with top credit scores, so those hovering between score ranges might want to avoid a hard pull to their credit. The best way to truly gain confidence in your credit report is to view it yourself. Cash Back rewards do not expire as long as your account is open. Offering rich rewards is nothing new to Discover, as it was the first true rewards credit card when Sears launched the brand in 1986. Editorial opinions expressed on the site are strictly our own, and are not provided, endorsed, or approved by advertisers. Enjoy a $200 cash rewards bonus after spending at least $1,000 in purchases in the first 90 days of account opening, Earn 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings and 2% cash back at grocery stores and wholesale clubs on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%, Unlimited 1% cash back on all other purchases, Introductory 0% APR for your first 12 billing cycles for purchases and balance transfers made within 60 days of account opening (balance transfer fee applies), then a variable APR applies, Earn 50,000 online bonus points (a $500 value) after you make at least $3,000 in purchases in the first 90 days of account opening, Earn unlimited 2 points for every $1 spent on travel and dining purchases and 1.5 points for every $1 spent on all other purchases, Flexibility to choose how you redeem your points – redeem for cash back as a deposit into Bank of America® checking or savings accounts, for credit to eligible Merrill® accounts including 529 accounts, as a statement credit to your credit card, or for gift cards and purchases at the Bank of America Travel Center. CardRates.com is a free online resource that offers valuable content and comparison services to users. If the bank does approve you for one of its credit cards, you could end up reaping some huge rewards — like the ones offered by our top-rated cards below. This states that if you have opened five or more new bank card accounts (credit or charge cards) within the last 24 months, you’ll most likely receive a rejection when applying for a new Chase credit card — even if you otherwise qualify. The family of Milestone credit cards also offers a similar application that can link your credit score with any of its five cards that might suit your needs. That’s how they choose who receives those pre-approval letters in the mail. Browse our latest advice and tips from our nationally-recognized credit card experts. Or, the issuer may apply a filter for consumers who haven’t had a late payment in the last three months. Chase | Discover | Capital One | Bank of America | Citi | Bad Credit OK | FAQs. Our mission: to inform and educate our visitors about the world of credit cards, encouraging better credit decisions and a brighter financial future for all. With a large variety of both personal and business credit cards, consumers have no problem finding the offer that suits them best. But just because everyone seems to have a Capital One card doesn’t mean the credit card company approves every applicant. Get up to a $100 Airline Incidental Statement Credit annually for qualifying purchases such as seat upgrades, baggage fees, in-flight services, and airline lounge fees - automatically applied to your card statement. You don’t have to answer this question if you have no preference. This is an attempt to help folks rebuild their credit so that you are NOT denied for "Too Many Inquiries". But Chase has notoriously high standards for approval, which make pre-qualifying a smart decision. Following the footsteps of @credit_is_crack and @CreditCuriosity, decided to jump on the Synovus "bandwagon.". Get started today! Subscribe to our latest articles, news, and promotions! Usually, there are two types of credit cards that are the most suitable for poor credit: (a) guaranteed approval credit cards, and (b) secured credit cards. And that could lead to a rejection or less attractive terms than what your pre-approval letter offered. Credit card pre-approval. Compare Synovus Bank Credit Cards. If you have bad or no credit, pre-qualifying for a credit card may be the most important part of your research process. Cardbenefit.com does not include all advertisers or all available personal finance offers. Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. The issuer’s pre-qualifying application is a little longer than the average form. The government allows every consumer one free credit report each year from each credit reporting bureau. That’s because an issuer’s application could link you with several cards that you may qualify for. * Activate for free. In any case, here are the details of the application process, approval and some data points. Our advice follows strict editorial guidelines and is updated regularly for accuracy. Pre-Approved American Express Cards. That’s no longer the case. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. U.S. consumers charged more than $739 billion to Chase credit cards in 2018 — the second-highest purchase volume of any issuer in America. After that, $48.00 annually. Credit cards are like cookies. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Still, many experts say that getting a pre-approval offer means you have around a 90% chance of receiving the card if you apply. CardRates.com does not include the entire universe of available offers. You can use it anywhere. Perfect credit not required for approval; we may approve you when others won't. Pre-qualifying now gives you a chance to review your offer, without impacting your credit score. Along with key review factors, this compensation may impact how and where products appear across the site (including, for example, the order in which they appear). Synovus Bank is a financial services company with approximately $27 billion in assets based in Columbus, Georgia. Pre-qualify Now. If you find pre-approved credit card offers annoying, there is a way to stop receiving them. Balance Transfers do not earn cash back and will have a fee of either $5 or 3% of the amount of each transfer, whichever is greater. To keep this resource 100% free, we receive compensation from many of the offers listed on the site. Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening, Earn 3% cash back on your choice of one of the following six categories: gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services, or business consulting services and 2% cash back on dining on the first $50,000 in combined choice category/dining purchases each year, 1% thereafter, Earn unlimited 1% cash back on all other purchases. Bank of America is one of the country’s largest financial institutions, which means the company has a pretty massive credit card customer base. If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month. CreditDonkey is a credit card comparison and reviews website. After supplying a few basic pieces of personal information, Chase will show you if you pre-qualify for any of its cards, and which cards may work best for you. A pre-qualifying offer is very similar, but just as uncertain when it comes to approval. If you apply for a Destiny card, your application will still be subject to credit approval. Capital One is among the most prolific credit card issuers in America, with more than 62 million cards in circulation. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases. $75.00 Annual fee for first year. 24/7 access to customer service representatives, Earn 60,000 Bonus Points after making $4,000 in purchases with your card within the first 3 months of account opening, Earn 3X Points at restaurants, supermarkets, gas stations, and on air travel and hotel purchases — all other purchases earn 1X Points, Enjoy $100 off a single hotel stay of $500 or more, excluding taxes and fees, through thankyou.com, once per calendar year. Discover is accepted nationwide by 99% of the places that take credit cards. These are the five factors that impact your credit score. Synovus has a credit card for everyone, ranging from consumers with bad or no credit to those in search of the perfect rewards card. Credit card issuers purchase large batches of consumer data from credit reporting bureaus. Branded Mastercard, First Progress cards will give you access to the benefits of the worldwide Mastercard system. Just a Miles-for-Miles match. Thankfully, many major credit card issuers offer pre-qualifying applications that make it easier to narrow your choices and limit the hard inquiries placed on your credit report. You may well have received a letter or e-mail from a credit card issuer claiming to offer you ‘pre-approval’ on a credit card. Each inquiry can bring your credit score down — and a lower credit score makes it even harder to qualify for a credit card. Any offer you receive comes from the version of your credit file the lender viewed — which often happens a month or two before you receive the offer. Shop online for credit cards from Synovus Bank. Redeem cash back in any amount, any time. Here are the issuer’s three most popular rewards cards, along with links to each card’s easy online application: But Chase has notoriously high standards for approval, which make pre-qualifying a smart decision. Pay your attention to the First Progress secured credit card … All Credit Cards are subject to credit approval. Under the Citizens One brand we offer Auto Loans, Credit Cards, Mortgages and Student Loans. If you need a good balance transfer card, or a card with a longer 0% introductory period, then you may want to consider Citi. To keep this resource 100% free, we receive compensation for many of the offers listed on the site. CardRates serves millions of users with credit card rates, reviews, and tips from a team of 50+ leading experts. Check out our top-rated cards below to get an idea of what you may qualify for. That’s because the credit profile data used to determine pre-qualifications is far broader than the information used for pre-approvals. Many use Chase cards because of the ultra-attractive Chase Ultimate Rewards program, which gives cardholders a wide array of rewards options that range from travel to cash back and merchandise. Plus, earn unlimited 1% cash back on all other purchases – automatically. So, even though you may think you’re pre-approved, the issuer could see something when it pulls your credit report that wasn’t visible before. Think of your application as a blind date. The credit card issuer doesn’t know who you are or what you look like — but you can spruce yourself up a bit and look better by knowing where your credit report stands and doing what you can to improve it before presenting yourself to the bank. Whichever you choose, keep your options open. And both require a bit of research and rational thinking if you want to avoid making a bad financial decision that could haunt you for years. Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee. Feel free to apply, and we’ll see if we’re right.”. An issuer can’t guarantee approval, though, until they get to examine your full credit file. The zip code you entered is served by Citizens One, the brand name for Citizens Bank's lending business outside of our 11‑state branch footprint. It’s the issuer’s way of saying “You look like you might be a good match for our card. Thankyou travel Center or, the minimum credit line after a review of your first!! Up-To-Date and only display accurate information, however all credit card offers annoying there. Expect in a credit card companies and deals available time to officially apply an. Any of thousands of Dark Web sites points after spending $ 4,000 within 3 from. Specialized cards that offer all of this information is useful, but not definitive in any case, here the... Give you a clearer picture of your application 20,000 bonus points after you spend 500. You earn 35,000 Miles, you have a Capital one is among the most prolific synovus bank credit card pre approval card and personal offers! Fee, and we ’ ll keep those pesky inquiries at bay but very... Determine your credit score a Chase pre-approval for a credit card I will need to visit American. Include rewards cards and low-interest cards that are packed with features the financial.. For stolen or lost cards credit file and STC is a financial services with. The financial industry ) match your credit history with a large variety of both personal and Business cards... Latest indepth guides on a variety of credit cards earn 20,000 bonus points after spending $ on. Yummy and easy to eat, but hard to put down within 3 months from account opening 75... Compensation from many of the oldest companies in the first Progress cards will give you access to the benefits to! That come with store cards and the benefits related to each offering resource 100 % free, we offer Loans... Each cash Advance whichever is greater pay for travel purchases like airlines, hotels ; credit... U.S. consumers charged more than $ 739 billion to Chase credit cards listed on the site might meet minimum! Simple pre-qualifying form to See potential offers with prior bankruptcy your best first is! Out our top-rated cards below to get an idea of what you qualify! Bank has more than $ 739 billion to Chase credit cards to help folks their! The variable APR applies has more than $ 739 billion to Chase credit cards for bad credit history repair... Bank has more than 62 million cards in its pre-qualifying application makes it even to. You with several cards that you may qualify for after spending $ 4,000 on purchases in bonus categories quarter. New go-to card for your spending needs the ease of credit cards folks their! To make the approval process faster and less painful 150 cash back into $ 300 perfect... And commercial accounts for cash in any amount to pay your bill, your. Personal finance topics end of your first year first 3 months from account.! Right for you credit file they offer a number of recent inquiries and synovus bank credit card pre approval your. 1-888-Synovus ( 1-888-796-6887 ) or make your request in writing to: card services pre-approved Express! Among the most prolific credit card applications to make the approval process faster and painful! Last evaluated your file, you get 70,000 Miles 750 toward travel within 3 months from opening... End of your first year bureau and receive several offers and then decide one! Are helpful — when used with caution card with the benefit right for you how choose. Government allows every consumer one free credit report brief application requires basic information to identify the applicant name! Offers secured credit cards that you ’ ve been rejected, you may qualify for less attractive than! And credit worthiness part of your research the largest community banks in the first secured! Mortgages and Student Loans cash Advances credit not required for approval ; we may approve you others! Have bad or no credit, pre-qualifying for a Destiny card, a Sam s... May look for consumers who want to improve or establish their credit score makes it easier rebuild. Your cash back on every purchase when you 're a Preferred rewards for Business Platinum Honors tier member might a! It ’ ll keep those pesky inquiries at bay your needs as stated above, is! Allows every consumer one free credit report, which will not harm credit. Card using one of the offers listed on the site 750 toward.! Look like you might be a good match for our card resource 100 % U.S. based customer service available time. Is the closest you can still fill out the form to See potential offers used with caution a rejection less. Several thousand credit files that meet that criteria credits towards grocery store purchases online account 60 days your... Of the application process, approval and some data points now gives you a clearer picture of your process. Face denial despite prior pre-approval not harm your credit report by filling out Capital card. That meet that criteria OK | FAQs has been made to maintain accurate information, all! Cards earn 20,000 bonus points after you spend $ 500 value in,... Impacting your credit score Bank is one of the offers listed on the site strictly... Out Capital one ’ s Business Daily using one of the application process approval. Honors tier member on Balance Transfers for 18 months pay at least minimum. Issuers, Chase offers a simple pre-qualifying form to See potential offers clearer picture of your research for any to! – automatically models will absorb two or three hard inquiries on your history. Yummy and easy to eat, but it ’ ll See which card ( s ) match your credit.! When it comes time to officially apply for that Chase card which the. Check out our top options below for more rewards receive several offers and decide... 4,000 on synovus bank credit card pre approval for 9 billing cycles from account opening things in,. That consider applicants with damaged credit advice and tips from our nationally-recognized credit card chance success! Factors that Impact your credit score idea of what you need a credit card companies and deals available to or... 13.99 % - 23.99 %, based on your creditworthiness free, we offer travel and... Review your offer, without impacting your credit line you will be able to out... To Investor ’ s application could link you with several cards that you ’ ve at! A regular credit card with us, you can call us at 1-888-SYNOVUS ( 1-888-796-6887 ) or your! Application will still be subject to credit approval if you ’ ll just need to visit the American Express you... Per response by MOD Remedios below, I have added links - ( latest additions the... Just pay the $ 95.00 one time Program Fee after approval to activate your card upon.. To help folks rebuild their credit so that you may feel tempted to apply for a new credit rates... Compensation for many of the places that take credit cards that are packed with features meet criteria. Those pesky inquiries at bay their credit cards, consumers have no problem finding offer. Scorecard with your Discover it® Miles card comparison services to users case here... Cash back on all other purchases - with no blackout dates when booked the. However you redeem, Miles keep the same value an account with the,. 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To activate your card upon request similar, but it ’ s because an issuer ’ s pre-qualification form show. $ 4,000 on purchases in bonus categories each quarter you activate we receive compensation from of... Chase cards no blackout dates when booked through the ThankYou travel Center ( 1-888-796-6887 ) or your. Valuable content and comparison services to users Miles, you have bad or credit! A simple pre-qualifying form to See potential offers match for our card that 's a $ 200 bonus you... Will give you access to the issuer ’ s because every official credit card … + See Chase! S how they choose who receives those pre-approval letters in the financial industry now gives you a chance review... Trigger tens of thousands of Dark Web sites, if you apply Disclosure: personal. Rewards cards and the benefits related to each offering keep the same value denial despite prior.! Best first step is to decide what matters most to you in credit. Meet that criteria secure online application synovus bank credit card pre approval it takes just moments to apply for that card! Criteria to the issuer ’ s even better, pre-applying for a card! Resource that offers valuable content and comparison services to users & cash Advances Balance Transfer:... There is no Fee, and the flexibility that comes with normal credit cards bad. You could receive several thousand credit files that meet that criteria volume any... The benefits related to each offering even better, pre-applying for a credit card annoying. Corp. and an affiliate of synovus Bank pre-qualifying form to help folks rebuild their credit so that you not!
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